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Home Insurance

Everyone wants to make sure their home is safe and secure, so it definitely pays to give plenty of thought as to whether your house locks provide adequate protection and you are covered by your insurance in the event of a burglary.

There are lots different types of house locks available, and some can help you save money on your insurance premiums.

Here, we look at the various kinds of locks on offer so that you can ensure your home is as safe as it can be when you are out and about.

There are four main types of lock available:

Five-lever mortice deadlock

A mortice deadlock is one that is recessed into the door, known as the mortice, to be cut into the door or wall into which the lock is to be fitted. The more levers a mortice lock has, the more secure it is.

As a result, insurers often insist that you must have a five-lever mortice lock conforming to BS3621 on all exit doors and key-operated locks on all ground floor and accessible windows to qualify for cover, although often the wording may vary slightly depending on the insurer. The BS3621 indicates that the lock conforms to current British Standards.

Some insurers will offer you offer you a discount of up to 5% off your home contents insurance premiums if you have this kind of lock installed. Remember however, that the locks must have been in use if you want to make a successful claim.

For example, insurers are likely to refuse to pay out if burglars break in through a window that has been left open, regardless of whether you have the correct lock in place.

It is also worth noting that some insurers have turned down claims if keys have been left in locks.

Multi-point locking system

A multi-point locking system has a minimum of three locking points that all lock simultaneously by the turn of a key.

Multi-point locks are most common on uPVC doors and composite doors and, if they are a main entrance, then for insurance purposes you will need a lock cylinder with at least five pins.

Having effective security measures in place will be a major deterrent to burglars
The Master Locksmiths Association recommends the use of SS312 Diamond approved cylinders as these have been tested fully against all known methods burglars use to disable locks and break in.

Nightlatches

Rather than being morticed into a door, a nightlatch is actually mounted onto the door.

These are much less secure than mortice locks, but can be used as an additional security measure. Double-locking nightlatches are the most secure type of nightlatch as they have a keyhole on the handle inside the door so that the latch can be deadlocked from inside.

Always look for a nightlatch which conforms to British Standards to ensure a high level of security.

Key operated window locks

Ideally you should have key-operated window locks on all downstairs windows. These are either fitted to the top or bottom of a window, or on the handle that closes the window.

Why security pays

Although installing locks can be expensive, over a long-term period you should be able to recoup some of the costs through lower insurance premiums. Remember too that having effective security measures in place will be a major deterrent to burglars, therefore making your home a safer place to live.

Know Your Cylinder Lock Security

Lock Snapping is a growing security concern, as experts in door and lock security the Master Locksmiths Association recommend 3 different ways to prevent lock snapping. There are many different types of lock cylinder on the market, most people are now asking which cylinder for their front or back door is the most secure and ultimately will help protect them against lock snapping.

If you are looking to replace your door lock and protect against lock snapping then using one of the below three methods will help protect against this method of attack.

What rating should my lock cylinders have?
1. SS312 Diamond Approved Standard
We believe that you can minimise your risk of being a victim of lock snapping by ensuring the lock you purchase has the Sold Secure ( SS312 ) Diamond Standard Approval. We recommend viewing Sold Secure’s Approved Diamond Cylinder list (external link to the Sold Secure Approved Products Website).

 

Brisant Ultion Anti Snap Lock Cylinder
The Brisant Ultion is SS312 Diamond Approved

2. TS007 3star cylinder
An alternative specification to look out for is the TS007. BSI Kitemark to this specification however it is important to note that there is a star rating associated with this.

In order to protect against lock snapping a 3 star rating needs to be reached. In order to achieve this you can use a 3 star cylinder. We recommend that a 3rd party approval of this standard is sought.

For example look for the 3 star kite mark logo. kitemark 3 star logo
Look for the 3 star Kitemark standard to prevent lock snapping

Ultion Locks Sheffield

3. 1 star Kitemarked Cylinder in conjunction with 2 star Kitemarked door furniture ( e.g. door handles, escutcheons )


An alternative to the simple 3 star cylinder option is to have a 1 star cylinder protected by 2 star approved door furniture, for example security handles or a cylinder guard.
1 star kitemark lock cylinder
A 1 star kitemark lock cylinder with 2 star kitemark door furniture will prevent against Lock Snapping

2 Star Door Handle


2 star kitemark door furniture with 1 star kitemark lock cylinder will prevent against Lock Snapping

The complexity of these standards is why you should seek specialist advice from your local vetted, inspected and qualified locksmith.

Precision Locksmiths Sheffield – Beauchief and Greenhill

Sheffield City Locksmiths

 

Precision Locksmiths Sheffield – Beauchief and Greenhill No.1 Locksmiths

  • Free estimate and helpful advice
  • No callout charge
  • All our work is fully guaranteed
  • Friendly family run
  • References available
  • Locked Out / Lost Keys
  • Response within 30 mins
  • Lowest price guaranteed
  • 24 Hour Emergency Services
  • We replace and install locks of all types
  • Lock supply, fitting and repairs and are Upvc repair specialists

When you need quick, affordable locksmith services Precision Locksmiths Sheffield in Beauchief and Greenhill are here to help so give us a call. We cover the whole of Beauchief and Greenhill  and surrounding areas of Sheffield. Whether you have lost your house keys, had a break in or need any kind of lock repair Precision locksmiths Sheffield in Beauchief and Greenhill are on hand 24 hours a day,

We understand that many security issues occur during the night or small hours and we’ll always ensure that we are available to assist with whatever your need from Precision Locksmiths Sheffield in  Beauchief and Greenhill, so keep our number somewhere safe so that you can always call us if you find yourself in need of a Beauchief and Greenhill based emergency locksmith in Sheffield.

From break-ins to lost keys, we are on hand to help! Professional and Affordable Locksmiths in Beauchief and Greenhill, Sheffield. We are fully insured locksmiths and always complete work to the highest standard at the best price in and around Beauchief and Greenhill,Sheffield. We take immense pride in our quality of service and high quality workmanship.

Call Precision Locksmiths Sheffield in Beauchief and Greenhill now – 07577138335

Precision Locksmiths Sheffield – Hillsborough

Sheffield City Locksmiths

 

Precision Locksmiths Sheffield – Hillsborough No.1 Locksmiths

  • Free estimate and helpful advice
  • No callout charge
  • All our work is fully guaranteed
  • Friendly family run
  • References available
  • Locked Out / Lost Keys
  • Response within 30 mins
  • Lowest price guaranteed
  • 24 Hour Emergency Services
  • We replace and install locks of all types
  • Lock supply, fitting and repairs and are Upvc repair specialists

When you need quick, affordable locksmith services in Hillsborough, Precision Locksmiths Sheffield in Hillsborough are here to help so give us a call. We cover the whole of Hillsborough and surrounding areas of Sheffield. Whether you have lost your house keys, had a break in or need any kind of lock repair Precision locksmiths Sheffield in Hillsborough are on hand 24 hours a day,

We understand that many security issues occur during the night or small hours and we’ll always ensure that we are available to assist with whatever your need from Precision Locksmiths Sheffield in Hillsborough. Keep our number somewhere safe so that you can always call us if you find yourself in need of a Hillsborough based emergency locksmith in Sheffield.

From break-ins to lost keys, we are on hand to help! Professional and Affordable Locksmiths in Hillsborough Sheffield. We are fully insured locksmiths and always complete work to the highest standard at the best price in and around Hillsborough Sheffield. We take immense pride in our quality of service and high quality workmanship.

Call Precision Locksmiths Sheffield in Hillsborough now – 07577138335

Precision Locksmiths Sheffield – Walkley

Sheffield City Locksmiths

 

Precision Locksmiths Sheffield – Walkley’s No.1 Locksmiths

  • Free estimate and helpful advice
  • No callout charge
  • All our work is fully guaranteed
  • Friendly family run
  • References available
  • Locked Out / Lost Keys
  • Response within 30 mins
  • Lowest price guaranteed
  • 24 Hour Emergency Services
  • We replace and install locks of all types
  • Lock supply, fitting and repairs and are Upvc repair specialists

When you need quick, affordable locksmith services in Walkley, Precision Locksmiths Sheffield in Walkley are here to help so give us a call. We cover the whole of Walkley and surrounding areas of Sheffield. Whether you have lost your house keys, had a break in or need any kind of lock repair Precision locksmiths Sheffield in Walkley are on hand 24 hours a day,

We understand that many security issues occur during the night or small hours and we’ll always ensure that we are available to assist with whatever your need from Precision Locksmiths Sheffield in Walkley. Keep our number somewhere safe so that you can always call us if you find yourself in need of a Walkley based emergency locksmith in Sheffield.

From break-ins to lost keys, we are on hand to help! Professional and Affordable Locksmiths in Walkley, Sheffield. We are fully insured locksmiths and always complete work to the highest standard at the best price in and around Walkley, Sheffield. We take immense pride in our quality of service and high quality workmanship.

Call Precision Locksmiths Sheffield in Walkley now – 07577138335

Precision Locksmiths Sheffield – Crookes

Sheffield City Locksmiths

Precision Locksmiths Sheffield – Crookes No.1 Locksmiths

  • Free estimate and helpful advice
  • No callout charge
  • All our work is fully guaranteed
  • Friendly family run
  • References available
  • Locked Out / Lost Keys
  • Response within 30 mins
  • Lowest price guaranteed
  • 24 Hour Emergency Services
  • We replace and install locks of all types
  • Lock supply, fitting and repairs and are Upvc repair specialists

 

When you need quick, affordable locksmith services in Crookes, Precision Locksmiths Sheffield in Crookes are here to help so give us a call.  We cover the whole of Crookes and surrounding areas of Sheffield. Whether you have lost your house keys, had a break in or need any kind of lock repair Precision locksmiths Sheffield in Crookes are on hand 24 hours a day,

We understand that many security issues occur during the night or small hours and we’ll always ensure that we are available to assist with whatever your need from Precision Locksmiths Sheffield in Crookes.  Keep our number somewhere safe so that you can always call us if you find yourself in need of a Crookes based emergency locksmith in Sheffield.

From break-ins to lost keys, we are on hand to help! Professional and Affordable Locksmiths in Crookes, Sheffield. We are fully insured locksmiths and always complete work to the highest standard at the best price in and around Crookes, Sheffield. We take immense pride in our quality of service

high quality workmanship.

Call Precision Locksmiths Sheffield in Crookes now – 07577138335

Landlord and Letting Services

Are you a landlord or letting agent? Have your old tenants left your property? How do you know how many keys spare keys have been cut and distributed whilst your property was under occupation? Have your old tenants lost the only key to a door and not reported it to you or damaged locks to the property?

At Precision Locksmiths Sheffield we are always happy to help a landlord are letting agent. We can offer a rapid response 24 hours a day to open and replace and lock, giving you and your new tenants total peace of mind knowing exactly who has access to your property.

All too often tenants can leave a property in a state of poor disrepair and this can include your doors and locks. If you find your tenant has broken a lock or the doors have dropped and won’t close or lock properly anymore, Precision Locksmiths Sheffield can help here too making sure your property is fully secure and the locks operating correctly ready for your new tenants.

Precision Locksmiths Sheffield will also offer a discounted rates to any regular landlords or letting agency. We are fully insured and offer only the best quality locks, all conforming to British Standards and insurance requirements.

If you’re in need of a professional and reliable locksmith company to take care of your rental premises and tenants requests , our fully vetted, qualified and experienced technicians are here to help 24 hours a day 7 days a week.

Increase your home security

Increase Your home security

1: Try to think like a burglar, if you had to how would you break into your home. Identify any weaknesses in your home security and rectify.

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2: Keep all doors and windows locked even if you have only popped out for a short time. It only takes a minute for an opportunist thief to try your door and steal valuables.

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3: Lock garage doors when not in use and try not to leave it open for too long. Garages often provide access to your house and contain valuables.

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4: When you move home always get the locks changed. You never know how many sets of keys are out there or who has them.

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5: If you’re going out for the night leave some lights on with energy saving light bulbs and the tv or radio. You are less likely to be targeted if your house looks occupied.

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6: Don’t leave notes on the door telling delivery men to leave parcels. This is an obvious sign that you are not going to be in for the day.

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7: Install security lights outside. If a thief can’t stay  out of sight they are less likely to target you.

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8: Install a burglar alarm. This will always make a thief think twice.

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9: If you ever lose a key outside always change the locks, even if they turn up later. You never know if someone found it and had one cut.

 

10:  Do not leave spare keys hidden outside. Even if you think you have a good hiding place.

Christmas Home Security Advice

Christmas Home Security: 10 Tips to Beat the Burglar

The weeks leading up to Christmas are the biggest shopping weeks of the year and for many retailers often accounts for 70% of their annual revenue. Stocking our homes with the latest electronic gadgets, computers, jewellery and must-have accessories is the norm, unfortunately though it provides thieves with the perfect incentive to commit burglaries.

Christmas; A time for giving, receiving… and taking!
Please read our tips on ensuring your home is secure over Christmas and the New Year period.

1. Deterring would-be criminals is one of the most effective forms of crime prevention. Invest in a motion sensor flood-light or even some outdoor Christmas lights to highlight your home’s exterior. This will hopefully make approaching your home too conspicuous for a burglar. Highlighting the fact your possessions are security marked and registered on Immobilise using window decals provides a further warning that your goods are marked, traceable and not worth the risk of stealing!

2. Festive lighting – be secure. A common mistake of many festive decorators is to feed extension cables through partially open windows, criminals know to look for this vulnerability. When it comes to outdoor lighting, opt for solar or battery operated lights or install outdoor electrical outlets.

3. Dispose of gift packaging carefully. Refuse collections over the Christmas / New Year period are normally at different times. If you can’t take packaging to a recycling point, make sure you only put your rubbish out just before the collection and do your best to fold boxes so that they do not advertise your new contents of your home to thieves!

4. Protect your Identity. It is good practice never to dispose of receipts and personal paperwork without first shredding it. Christmas is a time when this is especially important! Be careful though not to shred any important warranty details, make sure documents you keep are stored somewhere secure.

5. Check doors and windows for weak spots. Government statistics show that 30% of burglaries happen through windows. Installing a few dead-bolts and new window hinges could increase the security of your home exponentially.

6. Keep your curtains, drapes and window blinds closed at night, making sure valuable items are out of sight. When going out for the evening make use of inexpensive timers to give the illusion of occupancy.

7. Away over Christmas – plan ahead. If you’re going away at Christmas be sure to cancel any newspaper or milk subscriptions. Arrange for a neighbour to park on the driveway to help create the impression someone is home. Do not to leave descriptive telephone answering machine messages like “we’re away skiing for the Christmas holidays” etc and again make use of light timers.

8. Secure garages & sheds. Make sure that garden tools or ladders that could be used to force entry into your home are not left lying around or accessible from an unlocked garden shed. Garages are often targets for burglars looking for tools, bikes and gardening equipment – make sure the garage is secure and your possessions are secured too in the case of bikes and tools. Naturally make sure anything portable / valuable is recorded on immobilise.

9. Don’t hide keys & use alarms if you have them. Burglars know to look for hidden door keys so don’t hide spare keys under rocks, in flowerpots, or above door ledges. Instead give the spare key to family or trusted neighbour. Many houses these days have alarms, many though are rarely set, make sure yours is on and protecting your home.

10. Register your property for FREE on Immobilise at http://www.immobilise.com . This is a national property database that the Police can access and search if we recover suspected stolen property. We regularly search houses of suspected criminals, we check second hand dealers, and visit car boot sales and we have a device that can identify stolen property if the bar code is registered. Don’t let them get away with your gear. Get it logged. Get it back.

Most mobile phones have a unique identifier such as a serial number or an IMEI number (International Mobile Equipment Identity) which can found easily by pressing the following keys on your mobile handset: * # 0 6 # . If your gift doesn’t have a unique identifier there are several affordable marking kits available (i.e. Smart Water / untra-violet pens). Contact your local PCSO for further advice.

Hopefully your property will not be targeted by burglars but we do hope some of the advice provided helps to keep your home safe over the seasonal period and into 2012.

 

Advice from Police Community Support Officer Alan Stead

http://www.westyorkshire.police.uk

Robin Homes | Operation Lockdown

locksmith syp

 

 

South Yorkshire Police have launched the ‘Keep It Safe’ campaign.

The ‘Keep It Safe’ campaign is South Yorkshire Police’s latest drive to combat burglary and car crime and will feature four fictional characters – PC Andy Beat, Siren the police dog and two criminals, Nick De Mota and Robin Holmes. These characters will be used to encourage householders and vehicle owners to secure their property and keep items out of view from criminals.

A website has recently been launched where you can view where there has been car crime and burglaries in a particular area and what you can do to prevent it.

The website can be viewed at www.operationlockdown.co.uk and will be updated Monday to Friday.

 

Here are just a few tips to help prevent home and vehicle crime:

Keep your home secure

  • Keep all doors and windows locked at all times even when inside.
  • One in three burglaries does not involve forced entry.
  • Do not leave house or car keys in your home, particularly near doors or windows.
  • Keep valuable property out of sight.
  • Lock away ladders, garden tools, and other items that burglars could use to enter your home
  • Have effective house alarms, CCTV systems and good quality locks fitted.
  • If you’re not sure don’t open the door – always check the callers identify card and look up the organisation to check the caller is genuine. Don’t use the number on their card.

Top tips for keeping your vehicle safe

  • Remember to lock doors and close windows before leaving your vehicle.
  • Don’t leave items on show in your car, whether it’s an expensive laptop or just some loose change.
  • Don’t leave valuables in the glove box of your car.
  • Park your vehicle in a well-lit spot that is visible to other members of the public, or covered by CCTV.
  • At home, don’t keep your car keys next to your front door or in an obvious place.
  • If possible keep your vehicle in a garage.
  • If your car doesn’t have an alarm, get one fitted or use a steering lock.
  • Secure your number plates with clutch head screws.
  • In the cold weather don’t leave your car unattended with the engine running, to defrost the windows.
  • Never leave a Sat Nav in a vehicle and wipe away any sucker marks from the glass.